The True Cost of Homeownership: What You Pay Beyond the Mortgage

The True Cost of Homeownership: What You Pay Beyond the Mortgage

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May
19

Your Guide to Memorial Day Weekend in Colorado Springs

Memorial Day weekend is the unofficial start to summer and one of the best times to enjoy everything

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April
21

Weekend Must-Do: Best Farmers Markets in Colorado Springs 


Once the weather starts warming up in Colorado Springs, weekends start to look a...

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January
30

When most homebuyers calculate whether they can afford a new home, they focus almost exclusively on one number: the monthly mortgage payment. It's the figure lenders qualify them for, the number discussed during showings, and the benchmark used to determine budgets.

The average annual cost of owning and maintaining a single-family home in the U.S., excluding the mortgage itself, is estimated at around $21,400 in 2025—roughly $1,800 per month.1 When you factor in these national average ownership expenses, a $2,500 monthly mortgage can grow to over $4,000 in total housing costs.

Qualifying for a mortgage answers one question: "Can a bank trust you with this loan?" It doesn't answer the more important one: "Can you comfortably maintain this lifestyle?" 

In today's market, where nearly 45% of homeowners report post-purchase regrets (most commonly because maintenance and hidden costs were higher than expec...

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January
30

When most homebuyers calculate whether they can afford a new home, they focus almost exclusively on one number: the monthly mortgage payment. It's the figure lenders qualify them for, the number discussed during showings, and the benchmark used to determine budgets.

The average annual cost of owning and maintaining a single-family home in the U.S., excluding the mortgage itself, is estimated at around $21,400 in 2025—roughly $1,800 per month.1 When you factor in these national average ownership expenses, a $2,500 monthly mortgage can grow to over $4,000 in total housing costs.

Qualifying for a mortgage answers one question: "Can a bank trust you with this loan?" It doesn't answer the more important one: "Can you comfortably maintain this lifestyle?" 

In today's market, where nearly 45% of homeowners report post-purchase regrets (most commonly because maintenance and hidden costs were higher than expec...

Click Here to Read More...

January
20

What Winter Is Really Like in Colorado Springs

If you're not from Colorado, winter here can sound intimidating. Snow. Mountains. Cold. But the reality of living through winter in Colorado Springs is very different than what most people picture.

Yes, we get snow.

No, it's not the kind of winter that shuts your life down for months. 

Here's what winter actually looks like.

Snow Happens, But It Doesn't Stick Around Forever

Colorado Springs does get snowstorms, but one of the biggest surprises for newcomers is how quickly it melts.

Thanks to:

  • Strong sunshine (even in January)
  • Dry air
  • Rapid temperature swings

It's very common to get snow one day and see dry roads and sidewalks the next. This isn't a place where snow piles up and lingers for weeks at a time.

Sunshine Is the Game-Changer

Winter here is bright.

Even on...

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